Can I Get Repair Financing?

Finance Paperwork with Glasses

Yes, car repair financing is possible! When you need fixes after an accident or maintenance before a big trip outside Newton, car repair financing helps you fix problems before they become a major issue. Sussex Honda covers car repair financing with bad credit and all the possibilities for financing at our service center below!

Car Repair Financing: What it Covers

Before you look into car repair financing in Sparta Twp, consider all your resources when it comes to insurance and more. New car insurance, used car insurance, and GAP insurance can all be useful for repairs. But if those insurance options don’t cover the work you need to do on your car, financing can cover:

  • Oil Changes
  • Tire Rotations
  • Accident Damage
  • Parts replacement
  • And more!

When you contact a local dealership for car service, gather your insurance information and explore all of your payment options, including car repair financing.

Car Repair Financing: How it Works

So, is financing repairs on a car like financing a car? Yes and no. Hackettstown drivers often ask the following questions about car repair financing:

  • What kind of loan? Usually, car repair financing takes the form of a personal loan. 
  • Are the loans secured? The answer to this question depends upon your lender. A secured loan will probably use your vehicle’s title as collateral.
  • Do they require a credit check? Yes, like many financing scenarios, car repair financing will often require a credit check.

Car Repair Financing with Bad Credit

Yes, car repair financing with bad credit is possible, if a bit rarer than other types of bad credit financing. Before you opt for financing your repairs, consider that you’ll probably end up with a high-interest rate. Also, keep in mind the value of your vehicle versus the overall cost of the repairs. If you’re at a dealership, it might be time to consider buying an affordable used Honda!

Find Expert Service at Sussex Honda!

Newton and Denville drivers looking to save on car repairs can check out the service specials at Sussex Honda! We’re dedicated to giving you informed and expert service. Contact us today for other financing tips like how to refinance a car loan and more!

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57 Hampton House Rd., Newton, NJ, 07860
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